/* ═══════════════════════════════════════════
   MoneyFactory Design System V2 — Production
   ═══════════════════════════════════════════ */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Space+Grotesk:wght@500;600;700&display=swap');
:root{--p:#6D28D9;--pl:#8B5CF6;--pd:#5B21B6;--s:#10B981;--a:#F59E0B;--d:#EF4444;--bg:#09090B;--bg2:#18181B;--sf:#27272A;--sfh:#3F3F46;--tx:#FAFAFA;--tx2:#A1A1AA;--tx3:#71717A;--bd:#27272A;--bdl:#3F3F46;--gw:rgba(109,40,217,.15);--gws:rgba(109,40,217,.4);--r:12px;--rl:20px;--rxl:28px;--sh:0 1px 2px rgba(0,0,0,.4),0 4px 16px rgba(0,0,0,.3);--shl:0 8px 32px rgba(0,0,0,.5);--gl:rgba(255,255,255,.03);--glb:rgba(255,255,255,.08);--ease:cubic-bezier(.4,0,.2,1);--f:'Inter',-apple-system,sans-serif;--fd:'Space Grotesk',sans-serif}
[data-theme=light]{--bg:#fff;--bg2:#F9FAFB;--sf:#F3F4F6;--sfh:#E5E7EB;--tx:#09090B;--tx2:#52525B;--tx3:#A1A1AA;--bd:#E4E4E7;--bdl:#D4D4D8;--gw:rgba(109,40,217,.08);--gl:rgba(0,0,0,.02);--glb:rgba(0,0,0,.06);--sh:0 1px 3px rgba(0,0,0,.08);--shl:0 8px 32px rgba(0,0,0,.1)}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased}body{font-family:var(--f);background:var(--bg);color:var(--tx);line-height:1.6;overflow-x:hidden}a{color:var(--pl);text-decoration:none;transition:color .2s}a:hover{color:var(--a)}img{max-width:100%;height:auto}button{cursor:pointer;font-family:inherit;border:none}input,textarea,select{font-family:inherit}
.container{max-width:1200px;margin:0 auto;padding:0 24px}
.flex{display:flex;align-items:center}.flex-center{display:flex;align-items:center;justify-content:center}.flex-between{display:flex;align-items:center;justify-content:space-between}
.text-center{text-align:center}

/* Nav */
.navbar{position:fixed;top:0;left:0;right:0;z-index:1000;height:64px;display:flex;align-items:center;background:rgba(9,9,11,.8);backdrop-filter:blur(20px) saturate(180%);border-bottom:1px solid var(--glb)}[data-theme=light] .navbar{background:rgba(255,255,255,.8)}.navbar .container{display:flex;align-items:center;justify-content:space-between}.nav-brand{display:flex;align-items:center;gap:10px;font-family:var(--fd);font-weight:700;font-size:1.2em;color:var(--tx)}.nav-links{display:flex;align-items:center;gap:24px;list-style:none}.nav-links a{color:var(--tx2);font-size:.88em;font-weight:500;transition:color .2s}.nav-links a:hover{color:var(--tx)}.nav-actions{display:flex;align-items:center;gap:12px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:10px 22px;border-radius:var(--r);font-weight:600;font-size:.9em;transition:all .2s var(--ease);white-space:nowrap}.btn-p{background:var(--p);color:#fff;box-shadow:0 0 20px var(--gw)}.btn-p:hover{background:var(--pl);transform:translateY(-1px);box-shadow:0 0 30px var(--gws)}.btn-s{background:var(--gl);color:var(--tx);border:1px solid var(--glb)}.btn-s:hover{background:var(--sf)}.btn-g{background:transparent;color:var(--tx2)}.btn-g:hover{color:var(--tx);background:var(--gl)}.btn-lg{padding:14px 32px;font-size:1em;border-radius:var(--rl)}.btn-sm{padding:6px 14px;font-size:.8em}

/* Theme Toggle */
.theme-toggle{width:44px;height:24px;border-radius:12px;background:var(--sf);border:1px solid var(--bd);position:relative;cursor:pointer;transition:all .3s}.theme-toggle::after{content:'';position:absolute;top:3px;left:3px;width:16px;height:16px;border-radius:50%;background:var(--p);transition:all .3s var(--ease)}[data-theme=light] .theme-toggle::after{transform:translateX(20px);background:#F59E0B}

/* Hero */
.hero{min-height:100vh;display:flex;align-items:center;padding-top:64px;position:relative;overflow:hidden}.hero::before{content:'';position:absolute;top:0;left:50%;transform:translateX(-50%);width:800px;height:800px;background:radial-gradient(circle,var(--gw),transparent 70%);pointer-events:none;animation:glow 6s ease-in-out infinite alternate}@keyframes glow{0%{opacity:.6;transform:translateX(-50%) scale(1)}100%{opacity:1;transform:translateX(-50%) scale(1.1)}}.hero-content{position:relative;z-index:2;max-width:700px}.hero-badge{display:inline-flex;align-items:center;gap:8px;padding:6px 16px;background:var(--gl);border:1px solid var(--glb);border-radius:999px;font-size:.82em;color:var(--tx2);margin-bottom:24px}.hero-badge .dot{width:6px;height:6px;border-radius:50%;background:var(--s);animation:pulse 2s infinite}@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}.hero h1{font-family:var(--fd);font-size:clamp(2.8em,6vw,4.2em);font-weight:800;line-height:1.08;margin-bottom:20px;letter-spacing:-.02em}.hero h1 .grad{background:linear-gradient(135deg,var(--pl),var(--s));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.hero p{font-size:1.15em;color:var(--tx2);max-width:540px;margin-bottom:36px;line-height:1.7}.hero-btns{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:48px}.hero-layout{display:flex;align-items:center;gap:60px}

/* Stats */
.stats{display:flex;gap:48px}.stat-num{font-family:var(--fd);font-size:1.8em;font-weight:700;color:var(--tx)}.stat-label{color:var(--tx3);font-size:.85em}

/* Section */
.section{padding:100px 0}.section-header{text-align:center;max-width:640px;margin:0 auto 60px}.section-badge{display:inline-block;padding:5px 14px;background:var(--gl);border:1px solid var(--glb);border-radius:999px;font-size:.8em;color:var(--pl);font-weight:600;margin-bottom:16px;letter-spacing:.03em}.section-header h2{font-family:var(--fd);font-size:2.4em;font-weight:700;margin-bottom:14px}.section-header p{color:var(--tx2);font-size:1.05em;line-height:1.7}

/* Cards */
.card{background:var(--gl);border:1px solid var(--glb);border-radius:var(--rl);padding:28px;transition:all .3s var(--ease);position:relative;overflow:hidden}.card:hover{border-color:var(--p);transform:translateY(-4px);box-shadow:0 12px 40px var(--gw)}.card-icon{width:48px;height:48px;border-radius:var(--r);background:linear-gradient(135deg,var(--p),var(--pl));display:flex;align-items:center;justify-content:center;font-size:1.3em;margin-bottom:18px}.card h3{font-size:1.1em;font-weight:600;margin-bottom:8px}.card p{color:var(--tx2);font-size:.9em;line-height:1.7}

/* Grid */
.grid{display:grid;gap:20px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;counter-reset:step}.step{counter-increment:step;text-align:center;padding:32px 20px}.step::before{content:counter(step);display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,var(--p),var(--s));color:#fff;font-weight:700;font-size:1.2em;margin:0 auto 20px}.step h3{font-size:1.1em;margin-bottom:8px}.step p{color:var(--tx2);font-size:.9em;line-height:1.7}

/* Tool Panel */
.tool-panel{background:var(--bg2);border:1px solid var(--bd);border-radius:var(--rxl);overflow:hidden;box-shadow:var(--shl)}.tool-sidebar{padding:32px;border-right:1px solid var(--bd)}.tool-main{padding:32px;min-height:400px;display:flex;flex-direction:column;align-items:center;justify-content:center;background:var(--bg2)}.tool-input{width:100%;padding:12px 16px;background:var(--bg2);border:1px solid var(--bd);border-radius:var(--r);color:var(--tx);font-size:.95em;transition:border-color .2s}.tool-input:focus{outline:none;border-color:var(--p);box-shadow:0 0 0 3px var(--gw)}.tool-textarea{resize:vertical;min-height:80px}.field{margin-bottom:20px}.field label{display:block;font-size:.85em;font-weight:600;color:var(--tx2);margin-bottom:8px}

/* Pricing */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:start}.price-card{background:var(--gl);border:1px solid var(--glb);border-radius:var(--rxl);padding:36px;transition:all .3s;position:relative}.price-card:hover{transform:translateY(-4px);box-shadow:var(--shl)}.price-card.feat{border-color:var(--p);background:linear-gradient(135deg,rgba(109,40,217,.08),rgba(16,185,129,.04))}.price-card.feat::before{content:'MOST POPULAR';position:absolute;top:-12px;left:50%;transform:translateX(-50%);padding:5px 16px;background:linear-gradient(135deg,var(--p),var(--s));color:#fff;border-radius:999px;font-size:.7em;font-weight:700;letter-spacing:1px}.price-card h3{font-size:1.15em;margin-bottom:6px}.price-card .sub{color:var(--tx3);font-size:.85em}.price-amt{font-family:var(--fd);font-size:3em;font-weight:800;margin:16px 0 4px}.price-amt span{font-size:.35em;color:var(--tx3);font-weight:400}.price-card ul{list-style:none;margin:24px 0}.price-card li{padding:9px 0;color:var(--tx2);font-size:.9em;display:flex;align-items:center;gap:10px;border-bottom:1px solid var(--bd)}.price-card li:last-child{border:none}.ck{color:var(--s);font-weight:700}

/* Testimonials */
.test-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.test-card{background:var(--gl);border:1px solid var(--glb);border-radius:var(--rl);padding:28px}.test-stars{color:#F59E0B;font-size:.9em;margin-bottom:12px}.test-card p{color:var(--tx2);font-size:.9em;line-height:1.7;margin-bottom:16px;font-style:italic}.test-author{display:flex;align-items:center;gap:12px}.test-avatar{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--p),var(--s));display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:.85em}.test-name{font-weight:600;font-size:.9em}.test-role{color:var(--tx3);font-size:.8em}

/* FAQ */
.faq-list{max-width:700px;margin:0 auto}.faq-item{border-bottom:1px solid var(--bd);padding:20px 0}.faq-q{font-weight:600;font-size:1.05em;cursor:pointer;display:flex;justify-content:space-between;align-items:center;list-style:none}.faq-q::after{content:'+';font-size:1.4em;color:var(--pl);transition:transform .3s}.faq-item[open] .faq-q::after{content:'−'}.faq-a{color:var(--tx2);font-size:.95em;line-height:1.7;margin-top:12px}

/* CTA */
.cta-banner{background:linear-gradient(135deg,var(--p),#4F46E5,var(--pl));border-radius:var(--rxl);padding:60px;text-align:center;position:relative;overflow:hidden}.cta-banner::before{content:'';position:absolute;top:-100px;right:-100px;width:300px;height:300px;background:rgba(255,255,255,.1);border-radius:50%}.cta-banner h2{font-family:var(--fd);font-size:2.2em;color:#fff;margin-bottom:12px}.cta-banner p{color:rgba(255,255,255,.8);margin-bottom:28px;font-size:1.05em}.cta-banner .btn{background:#fff;color:var(--p);font-weight:700}.cta-banner .btn:hover{background:var(--bg2);color:var(--p)}

/* PayPal */
.paypal-bar{text-align:center;margin:40px 0;padding:28px;background:linear-gradient(135deg,#003087,#0070BA);border-radius:var(--rxl)}.paypal-bar p{color:#fff;font-size:1.1em;margin-bottom:14px;font-weight:600}.paypal-btns{display:flex;justify-content:center;gap:10px;flex-wrap:wrap}.paypal-bar a{display:inline-block;padding:10px 28px;background:#fff;color:#003087;border-radius:999px;font-weight:700;font-size:.9em;transition:all .2s}.paypal-bar a:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,0,0,.3);color:#003087}.paypal-note{color:rgba(255,255,255,.65);font-size:.8em;margin-top:10px}

/* Footer */
.footer{padding:60px 0 24px;border-top:1px solid var(--bd);margin-top:40px}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:40px}.footer-brand p{color:var(--tx3);font-size:.9em;margin-top:10px;line-height:1.7}.footer h4{font-size:.9em;font-weight:600;margin-bottom:14px}.footer ul{list-style:none}.footer li{margin-bottom:8px}.footer li a{color:var(--tx3);font-size:.88em;transition:color .2s}.footer li a:hover{color:var(--tx)}.footer-bottom{margin-top:32px;padding-top:20px;border-top:1px solid var(--bd);display:flex;justify-content:space-between;color:var(--tx3);font-size:.82em}

/* Responsive */
@media(max-width:1024px){.hero-layout{flex-direction:column;text-align:center}.hero p{margin:0 auto 36px}.hero-btns{justify-content:center}.stats{justify-content:center}.pricing-grid,.test-grid,.g3{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:768px){.nav-links{display:none}.g2,.g3,.g4,.pricing-grid,.test-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.hero{min-height:auto;padding:120px 0 60px}.hero h1{font-size:2em}.section{padding:60px 0}.footer-grid{grid-template-columns:1fr}.tool-sidebar{border-right:none;border-bottom:1px solid var(--bd)}}
::-webkit-scrollbar{width:6px}::-webkit-scrollbar-track{background:var(--bg)}::-webkit-scrollbar-thumb{background:var(--sf);border-radius:3px}::-webkit-scrollbar-thumb:hover{background:var(--p)}
.fade-up{opacity:0;transform:translateY(30px);transition:all .7s var(--ease)}.fade-up.visible{opacity:1;transform:none}